Looking for an affordable house and lot in Bacolod?
Discover Deca Homes Granada Bacolod, a growing residential community located in Bacolod City. Ideal for families, OFWs, and first-time buyers, this project offers budget-friendly homes in a peaceful and accessible location.
Developed by 8990 Holdings Inc., one of the country’s most trusted mass housing developers.
Location: Brgy. Granada, Bacolod City
Deca Homes is located in Brgy. Granada, a fast-developing residential area known for:
✔ Peaceful surroundings
✔ Less traffic congestion
✔ Accessible public transportation
✔ Close proximity to schools and establishments
House Details – Inner Unit (Two-Storey Socialized House)
Lot Area: 42 sqm
Floor Area: 42 sqm
Two-Storey Unit
Painted Interior and Exterior
Toilet and Bath with Tiles
Perfect starter home for small families and first-time homeowners.
Sample Computation for Inner Unit
Below is a sample computation for reference:
Computation Breakdown
Total Contract Price: ₱1,170,160
Reservation Fee: ₱5,000
Equity: ₱5,000
Total Downpayment: ₱10,000
Loanable Amount: ₱1,160,160
Required Monthly Income (GMI 35%): ₱20,409.42
Pag-IBIG Monthly Amortization (6.250%)
| Term | Estimated Monthly |
|---|---|
| 5 Years | ₱22,564.25 |
| 10 Years | ₱13,026.28 |
| 15 Years | ₱9,947.47 |
| 20 Years | ₱8,479.93 |
| 25 Years | ₱7,653.22 |
| 30 Years | ₱7,143.30 |
⚠ Price may vary depending on location and lot area.
⚠ RPT, MRI, and Fire Insurance are not included.
⚠ Actual amortization may vary based on Pag-IBIG terms.
Why Invest in Deca Homes Granada Bacolod?
✔ Affordable Entry Price
One of the most budget-friendly house and lot communities in Bacolod.
✔ Flexible Financing
Available through Pag-IBIG and bank financing.
✔ Secure Community
Gated subdivision with organized layout and concrete roads.
✔ Growing Property Value
Granada is a developing residential area with strong appreciation potential.
Who Is This Property Perfect For?
✔ First-time homebuyers
✔ OFWs investing in Bacolod
✔ Newly married couples
✔ Small families
✔ Budget-conscious investors
Frequently Asked Questions
Is Deca Homes Granada flood-free?
Granada is generally elevated compared to lower parts of Bacolod.
Is public transportation accessible?
Yes, jeepneys and other public transport routes are available.
Can foreigners buy here?
Foreigners cannot directly own land but may purchase through a Filipino spouse or legal entity.
Updated Price and Availability
Prices may change depending on availability and developer adjustments.
For updated pricing, site viewing schedule, and full computation:
👉 Message Us Today
👉 Schedule a Free Site Viewing
👉 Get Free Property Consultation
Deca Homes Granada Bacolod – Your Affordable Home in the City of Smiles
Owning a home in Bacolod doesn’t have to be expensive. With low downpayment and flexible Pag-IBIG financing, Deca Homes Granada offers a practical and attainable path to homeownership.
📩 Send us a message today for complete details and availability.
📋 REQUIREMENTS FOR BUYERS
👤 PRINCIPAL BUYER (All Categories)
✔ Birth Certificate – 1 photocopy
✔ Primary ID – 2 photocopies with 3 specimen signatures
✔ TIN Number & TIN Validation
✔ Financial Literacy Certificate (before reservation)
✔ Pag-IBIG Number
✔ Pag-IBIG Virtual Account (screenshot of the following):
• Regular Savings (₱9,600 total contribution or latest copy)
• Multipurpose Loan
• Calamity Loan
• Housing Loan
✔ 1×1 Picture (white background) – 7 pcs
📌 ADDITIONAL REQUIREMENTS PER CATEGORY
💼 LOCALLY EMPLOYED
Proof of Income:
✔ Certificate of Employment (COE)
✔ Latest 2 months payslips – 2 copies each
💻 VIRTUAL ASSISTANT
Proof of Income:
✔ Certificate of Employment (COE)
✔ 1-Year Bank Statement – 2 copies
🏢 SELF-EMPLOYED
Proof of Income:
✔ Business Permit / Mayor’s Permit
✔ BIR Certificate of Registration (COR)
✔ DTI Registration – 2 photocopies
✔ Income Tax Return (ITR) – 2 photocopies
✔ Audited Financial Statement – 2 photocopies
✔ Business Photos – 2 copies
✔ Business Sketch / Location Map – 2 copies
🌍 OFW (Overseas Filipino Worker)
Proof of Income:
✔ Latest Contract (with Embassy stamp) – 2 photocopies
✔ OEC – 2 photocopies
✔ Passport – 2 copies with 3 specimen signatures
✔ Residence ID / Work ID – 2 copies with 3 specimen signatures
✔ 1-Year Bank Statement – 2 copies
✔ Notarized SPA (if applicable)
✔ 1×1 picture of Attorney-in-Fact (if applicable)
💍 IF MARRIED (Additional Requirements)
✔ TIN ID & TIN Verification
✔ Marriage Certificate
✔ Primary ID of Spouse – 2 copies with 3 specimen signatures
📝 TO FOLLOW (After Reservation)
✔ BVS (Buyer’s Validation Sheet)
✔ Letter of Consent
✔ Postdated Checks (for equity units)
📩 Message now to schedule a site viewing!
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✔ PRC & DHSUD Registered
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